The building policy often stops at the building. Ask for a review of current insurance.

A commercial solar array can sit on a roof that is already insured and still sit outside the operative wording. That is a schedule problem, not a brand problem.

You meet André Benjamin Swart in Pretoria, at Deo Gratia Insurance Brokers (Pty) Ltd, FSP 1233. The work is a review of current insurance against the plant, the building, and the wording.

C&I solar and BESS come first. Commercial property, marine cargo, and cell or embedded structures sit behind that when a catalogue policy is the wrong tool. Personal lines and agri are still available. They are not the front of the firm.

A review is not a dual quote, and it is not a promise that a claim will pay. Cover depends on the wording, the facts, the cause of loss, and the evidence.

Ask for a review of current insurance.

andre@dgbrokers.co.za

+27 12 361 0244

The information provided in this article is for educational and informational purposes only and does not constitute formal financial, underwriting, or legal advice as defined under the FAIS Act of South Africa. Commercial risk profiles vary substantially based on specific asset scheduling, geographic exposure, and underlying policy wordings. For tailored risk management and structuring advice relevant to your corporate operations, please contact our authorized financial services provider directly to conduct a formal commercial assessment.